Our family has never paid more than $200 per person per month for groceries, and we are often well under that amount. Whenever I mention that to people, I get questions about how we manage to spend so little on groceries each month. In this post I am going to give you all my tips and tricks for saving money on groceries. If you aren’t doing any of these currently and start applying them all, I feel pretty confident in saying you will save money!
However, I am very aware that each family is going to have their own unique dietary circumstances. Regional grocery prices vary, and that also plays a role. Each family also has family advantages and preferences that are going to play into the grocery budget.
For example, our family has a deep trunk-style freezer and an ancient extra fridge in the garage that allow us to buy in bulk, and you might not have that (though I feel strongly that deep freezers are a good investment). Our family has five kids but only one of them is a teenager so far. We might tick up our grocery budget as more of our kids reach the bottomless-pit stage. Our family also buys very little red meat because we hunt for our meat, and that’s cheaper. If I had to buy red meat, I’d tick up our total grocery budget by another $100 a month or so.
Still, I do very much believe that if you apply these strategies faithfully, you will save a noticeable amount of money, regardless of what other restrictions you might be working with.
Let’s Make An Agreement…
Before we start, I just want us to all understand that saving money on groceries is all about choices and trade-offs.
There are some challenges we all face in grocery shopping that are outside our control, but there is a lot that we can control. As you read, you will be evaluating your own values and deciding where you are willing to spend extra money and where you want to try to save. If you decide to spend where I would save, it’s not that one of us is right and one is wrong. These are just the choices we are making for ourselves and our families, and it’s okay if they are different.
For example, our family chooses to not buy organic. If it’s important to you to buy everything organic, you are going to spend more money than me. That’s just the way it is. Each of us are making choices about how we choose to spend our money, and neither one is inherently better than the other. If we are both comfortable with the trade-offs we are making, we can just set the moralizing aside and focus on the money-saving strategies! This is a no-judgement zone from me, and I would like it to remain a no-judgement zone in the comments as well. Agreed?
Ways To Save Money On Groceries
I’m going to cover basic strategies in this section - some of them so basic the average reader may roll their eyes, but I want to cover everything. Some of these points will be expanded into additional articles, but alot of them you could apply right away. Find a couple that you aren’t already doing and try to implement them, remembering that it takes a while to build or change a habit.
1. Buy Generic Brands
It is truly amazing the price difference between brand-name and generic brands, and this is across the board. I’ve compiled the price of basic old-fashioned oats for you as an example:
Quaker Old-Fashioned Oats, 18 oz. - $3.69 at King Soopers
Kroger Old-Fashioned Oats, 18 oz. - $2.79 at King Soopers
That’s almost a dollar you could save on just one item at King Soopers by buying generic, and that’s not even taking into account current coupons which could reduce the generic brand cost further. If you can save an average of a dollar per item buy buying generic, that could add up to a significant amount of savings.
And I’ll tell you a little secret - the generic brand is almost always the exact same thing as brand name. Sometimes the generic brands are even packaged in the same factories as brand-name items!
There are occasional items where you may find that the brand name is cheaper, and if so, go for it.
There may be items where the generic and brand name products are noticeably different, and you may sometimes prefer the brand name product over the generic version. I would encourage you to see if you can change your tastes to accept the generic version. Give the generic a few months and see if you still care about the difference. If you really decide that the brand name is worth the extra cost to you for certain items, go with peace and buy that brand name. At least you have weighed the options and are making conscious decision instead of letting brand names be the default.
How I Do It: I almost never buy the brand name version of anything, unless there is no generic version, or unless I notice the brand name is on sale and happens to be cheaper. My Exceptions: Oreos, Malt-O-Meal Mini Spooners (semi-generic), and laundry detergent.
2. Shop At Cheaper Grocery Stores
Not all grocery stores are created equal, and if you want to save money on groceries, you need to put aside your prejudices and choose your grocery store based on average prices.
Sometimes the price at a less expensive grocery store may be better than even a sale price elsewhere. Let’s look at our oatmeal example from the last section, shall we? Here I’ll compare generic prices at three different stores:
Walmart Old-Fashioned Oats, 18 oz. - $2.66
King Soopers Old-Fashioned Oats, 18 oz. - $2.79
Target Old-Fashioned Oats, 18 oz. - $2.89
Safeway Old-Fashioned Oats, 18 oz. - $3.49
You’ll notice that Walmart is at least 13 cents cheaper than the next option, a whole 83 cents cheaper than if you bought the same item at Safeway!
You may think these differences are petty, but I assure you, across the fifty different items you might buy in one grocery trip, a few cents here and there does add up to a decent amount of savings. Let’s compare eggs, for another example:
King Soopers Eggs - $2.79/dozen
Walmart Eggs - $1.97/dozen
Now, depending on where you live, you may hav more limited grocery store options, but I would encourage you to expand your travel for groceries if it would make a difference. You don’t have to shop at the grocery store closest to you. You can combine trips to make driving for groceries more economical.
How I Do It: I live in a rural community, and technically my closest grocery store is Safeway. But I don’t shop there. I pick up groceries another 25 minutes down the road at Walmart whenever I happen to be headed to town anyway. I buy almost everything at Walmart and Sam’s Club, which I find to be the cheapest grocery stores within an hour of me. There is a King Soopers and Dollar General a little closer if I need to make a quick stop for 1 ingredient, but I would never do a full shopping trip at those stores.
As an aside, I’ve had many people comment to me how they can’t stand the environment of Walmart. They want a nicergrocery shopping experience. If that’s your choice, that’s fine; remember, everything here is about trade-offs. If you want to pay more for a better experience, that’s your choice, just be aware there are cheaper options out there.
3. Cost Per Ounce Matters
Remember, saving money on groceries often comes down to cents, which adds up to dollars. The reason we buy generic is because of the savings of cents per ounce. But we can also save per ounce by buying in bulk.
Let’s compare oatmeal again (we will use King Soopers to make the point here):
Kroger Old-Fashioned Oats, 18 oz - $2.79 (15 cents/oz.)
Kroger Old-Fashioned Oats, 42 oz. - $4.49 (11 cents/oz.)
Quaker’s Old-Fashioned Oats, 160 oz. - $7.98 (5 cents/oz.)
As you can see, it is much less expensive to buy even the name-brand oats if I buy it in bulk! But even if I don’t buy in bulk, I save almost a third of the cost if I buy the larger size at King Soopers.
If it’s an item that you know you eat alot of, or if it’s a shelf-stable item, see how many cents per ounce you can save by buying a larger size. Think in percentages instead of cents if it helps you quantify the savings. If I buy oatmeal at Sam’s, I am getting 66% off the regular, non-bulk price at King Soopers. If you do this for multiple items, it actually adds up to alot of savings by the end of the month!
How I Do It: Unless I am a couple days until pay day and trying to keep the actual dollar amount low, I always check the price-per-ounce and buy according to that. I may spend more for one grocery trip, but I will save in the long term.
That leads me to my next point…
4. Buy In Bulk (When It Makes Sense)
I just showed you how much you can save by buying in bulk with oatmeal. Let’s try comparing a few more items.
505 Green Chili - $3.92 each (at Walmart)
505 Green Chili - $3.33 each (3-pack at Sam’s)
Peanut Butter - 12.1 cents/oz. (at Walmart)
Peanut Butter - 10 cents/oz. (at Sam’s)
Frozen Chicken Breasts - $2.98/lb. (at Walmart)
Frozen Chick Breasts - $2.70/lb. (at Sam’s)
Hummus - 27.2 cents/oz. (at Walmart)
Hummus - 14 cents/oz. (at Sam’s)
Some of these differences might not seem like much, only a few dollars here and there. But remember, if we do this for as many items as we reasonably can, the savings do add up at the end of the month.
Now, there are occasions when buying in bulk may not be less expensive, so back to our earlier point, always check price per ounce!
Some other times it may not make sense to buy in bulk are when you know you will only use a small amount of an ingredient, when you are buying things that will go bad quickly, when you are working with limited fridge space, or when there is a very negligible difference in the bulk price (less than a cent per ounce).
How I Do It: I check to see if there is a bulk option whenever it makes sense, and it’s almost always at least a little cheaper - and sometimes, as in the case of the oatmeal, it’s a significant percentage off. I pay for the Sam’s Club premium membership, which gives you cash back for every purchase you make, which you can then apply toward paying the membership fees whenever they come due - so I only end up paying $40-60 dollars each year ($5 or less per month). The savings from buying in bulk do outweigh that small fee in the end.
5. Think In Terms Of Price Per Meal
When you are planning out meals, I recommend thinking of how much a particular meal is going to cost per person.
For instance, I can feed everyone in my family spaghetti and meatballs for about a dollar per person. That’s a great, cheap meal, and we eat it a few times per month! On the other hand, I’ve calculated all the ingredients for something like lasagna, and it comes out to about $4.20 per person, four times as much. If we ate meals at that price every time I cooked dinner, we’d be spending much more on groceries each month. I save those more expensive meals for special days, or limit them to once a week.
Another thing you can do is think of ingredient substitutes or similar meals you could do for less. For example, spaghetti pie is a meal that tastes very similar to lasagna, and it uses similar ingredients - but because it uses cheaper meat and less cheese, it only costs about $1.70 per person.
How I Do It: I aim for the majority of our dinners to fall between $1-2 per person. Lunches and breakfasts typically cost less than that because of buying in bulk.
6. Try To Limit Pre-Made Items
In general, it’s going to be cheaper to purchase ingredients and make your own items than to buy pre-made foods. This is especially true for pre-made/frozen meals and baked goods.
For example, I can make a loaf of sourdough bread for literally a few dimes worth of flour and salt (as opposed to buying a loaf for $3-5)! I could make up to two dozen cookies for around $3 worth of ingredients. Even the one frozen meal I do buy often - frozen pizza - I probably could make for less from scratch than if I bought it pre-made.
I’m not saying there is no place for pre-made meals, because there definitely is. It would take alot of time to make pizza from scratch, and we usually eat pizza as a last-minute decision when we have a movie night, so I’m willing to pay for convenience sometimes. But if I paid for convenience all the time, that could really add up. We try to make things ourselves as much as possible. It usually tastes better than store-bought, and it saves money.
How I Do It: I stock my pantry with ingredients, instead of fully made items.
7. Shop Online And Do Grocery Pickup
We truly live in an interesting time, and one of the perks of living in 2025 is that we have the option to have someone else do the shopping legwork for us. I can’t tell you how much time this saves!
The money-saving ramifications might not be immediately obvious, but it does end up saving money in multiple ways as well. Here are the benefits:
-I can schedule pickups around times I am already going to be near the grocery store, which saves me gas money.
-I can check my pantry to see what I already have before checking out online - so if I already have it, I don’t accidentally re-buy it.
-I can check multiple grocery stores for each item to make sure I’m getting the best price - for instance, I was about to check out with my 5 dozen eggs at Sam’s, but I checked Walmart and saw they have 5 dozen eggs for a dollar less. That’s a dollar saved!
-I have time to sit and consider my grocery total before checking out, and I can contemplate what items I could eliminate or swap out to stay within my budget.
The only drawback in shopping this way is that it provides less opportunity to model smart shopping habits for my kids, which is something they would get more if I took them with me to the store. I am thinking of remedying this by picking one kid per month to sit next to me at the computer and walk through my process.
How I Do It: I mostly shop at Walmart and Sam’s. At the beginning of each month I take my time crafting a grocery order and schedule it for pickup when I will already be going to town. Walmart has free grocery pickups after a certain dollar limit, and Sam’s has free pickups if you have the premium membership (which is more cost-effective because of the money-back deal I mentioned above).
8. Shop Only Once Per Month
This is a strategy I use that I know saves me a decent amount of money each month.
The reasons why may not apply to everyone, but what I find is that whenever I make a trip to the grocery store (or place a grocery order), I always end up spending more than I originally intended. I might be hungry when I’m ordering and add a few more treats than I planned. Maybe I’ll think of a certain (more expensive) shampoo I wanted to try, and I end up adding it. I might think of something that’s running low; maybe I could wait to buy it until next month, but because I’m shopping and thinking about it right now, I go ahead and buy it.
These incidental or impulse purchases can really run my total up, and once I’ve thought of buying something it can sometimes be hard to talk myself out of buying it. And this happens every time I go to the grocery store. By limiting my trips to the grocery store each month, I limit my opportunities for impulse purchases, and thus save money.
How I Do It: I always get questions about this when I mention it, so I will be devoting a whole other post to it soon. Put your questions in the comments and I will make sure to cover them when I write that article.
Most of the previous tips are things to think about before shopping…here are a couple to think about once you have the food home.
9. Reduce Waste And Eat Leftovers
You can plan to make a little extra dinner in order to have leftovers for lunch the next day, and that is going to be less expensive than making a whole other meal for lunch. Keep an eye on the food you already have in your fridge and make it a goal to not throw anything out. If you make a double meal, you can get two dinners out of it - and once again, for some meals that’s more cost effective than buying and making a smaller amount.
For instance, with my recipe and how much my family typically eats, making enough chili for two full meals (instead of one and half) is a difference of one more extra-large can of chili beans - which is only about $2.98 at Walmart. So we can get an extra meal for less than a dollar more per person, just by planning to make extra.
How I Do It: I plan to eat leftovers either for dinner or lunch within one week; after that it might not be safe anymore. For some dinners I make extra and count on having meals of leftovers, so some meal ingredient costs will count for two meals for the whole family, further reducing the price. The less you waste, the more money you can save.
10. Be Frugal With The Snacks
Snacks between meals can add up to quite alot of extra costs, so I recommend being very aware of what kind of snacks you are buying and how expensive they are. If you find your family snacks multiple times throughout the day, you can also work on changing your snacking habits, and that will save money.
Think about the kinds of snacks you are buying, and whether you could get more bang for your buck by buying items a different way. We don’t eat alot of chips (because they are expensive!), but when I do buy chips, I buy a box of individually-packaged chips from Sam’s club. This might seem contrary to some other things I’ve said, but here is why it works: not only am I getting a better price in bulk (56.9 cents/oz. for a bag at Walmart, as opposed to 41.3 cents/oz. at Sam’s), but having pre-portioned bags will stretch the chips further and prevent excess snacking, which will ultimately save money.
How I Do It: I think hard about how many snacks I can get out of each snack-food purchase, and how much I’m paying per snack. I have to with five kids! I don’t encourage alot of snacking in between meals, and I don’t snack a ton myself. My kids might have one snack mid-morning and one mid-afternoon, and I buy things that are cost-effective for us. Snacks that I have found to be a good value are mini carrots with hummus, pretzels, animal crackers, veggie straws, trail mix, and cheese sticks. I buy all of those in bulk. When we want something sweet, I also make our own treats (brownies, apple pies, cookies, fudge) instead of buying pre-made treats, which is much more cost-effective.
As I was preparing to write this post, I asked my husband if he would let me take over his fraction of the grocery budget for an experiment. He likes particular, high-protein food items, and he was doing his own shopping so he could pick out the exact items he wanted. He is a pretty smart shopper, but he doesn’t go to the extra label-scrutinizing lengths that I do.
He humored me though and gave me his usual shopping list. This month I bought all of the things on his list, using the strategies that I shared in this post, and hauled all the items home. He looked at the two boxes of food and said it was probably more than he would eat in one month - and I had bought it all for half the cost that he usually spends! So I know these strategies do work - it takes a little extra effort and brain power, but for our family it’s worth it.
I know this is alot of information. Some of you already do some of these things. Pick one or two that you aren’t doing and see if you can implement them!
If you have not been shopping this way at all, trying to apply all this at once might be overwhelming. Look through my points and choose just one or two things to practice this next month. Once those couple things become a habit, you can add a couple more in.
Dear Callie, these are all super, helpful great ideas! Saving money on groceries, yet still feeding the family yummy, nutritious food is important to me. I had a question about your meat cost: even if you home butcher your harvested meat, I would expect there would still some cost involved - do you include that in your grocery budget, or not? Love, Holly B
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